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Secure maritime exports

We Protect.

We insure your trade receivables locally and internationally against buyer insolvency and default, so you can trade with confidence across global markets.

Air & land freight

We Partner.

••• Explore our partnerships

We partner with banks and financial institutions in Oman to facilitate trade finance and discount export invoices at preferential rates through MOUs.

Reaching 115+ countries

We Enable.

••• Learn about us

We enable your growth by assessing buyer creditworthiness in more than 115 countries worldwide, supporting Oman Vision 2040.

Explore our solutions for

Solutions for your business

Choose your category to reach the coverage best suited to your trade size and markets.

Large Corporates

Broad buyer portfolios and multiple export markets needing comprehensive cover.

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SMEs

A simple, affordable policy that fits the growth of rising enterprises.

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Exporters

Secure your exports against country and buyer risks across global markets.

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Banks & Financial Institutions

Letter-of-credit confirmation and protecting trade finance against default.

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Products

Trade credit insurance policies for every need

Tiered cover from a single domestic sale to a full global export portfolio — for companies and banks.

For Companies

Trade Credit Insurance

The core policy for companies registered in Oman: it protects short-term sales receivables domestically or when exporting internationally.

DomesticExport

Policy details →

Multi-Buyer Policy

Full cover for your buyer portfolio with discretionary limits — ideal for selling to many customers domestically or internationally.

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SME Policy

Designed specifically for licensed small and medium enterprises, for domestic sales and export.

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Advance Payment Insurance

Insures advance payments made by the policyholder to local and international suppliers against non-recovery.

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Extended Short-Term Credit

Insures against buyer default on installment sales of goods and services, for terms up to 36 months.

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5 company policies

From domestic sales to global export

For Banks

Documentary Credit Insurance Policy (DCIP)

A specialized policy for commercial banks and financial institutions, providing letter-of-credit confirmation to protect export transactions against non-payment and insolvency of the issuing bank. Up to 90% protection, with the bank retaining a 10% minimum risk.

Policy details →

Confirming credits & protecting trade finance

Through partnerships and MOUs with banks operating in Oman.

Our Story

Supporting Omani business for over 30 years

Credit Oman SAOC was founded in 1991 as the Export Guarantee and Financing Unit, a fully government-owned national agency. It has played a pivotal role in facilitating domestic trade and exports and supporting economic diversification, believing that trade credit insurance is an essential growth tool that protects the largest asset of any organization: its trade receivables.

Trusted impact

Numbers that tell our story

1991

Year founded — a government-owned national agency

+115

Countries covered + domestic sales

85%

Cover limit against non-commercial risks

90%

Bank protection under the documentary credit policy

16%

Debt recovery rate from paid claims

Insurance policies for companies and banks

Get the security you need to trade with confidence

Your premium is set according to your business, markets, and buyer portfolio. Choose your category and a specialist will contact you with a tailored quote.

Company or Exporter

Insure your trade receivables domestically or when exporting, and protect your cash flow.

Request a quote

Bank or Financial Institution

Letter-of-credit confirmation and protecting trade finance against default risks.

Request a quote

* The quote is indicative and subject to assessment and underwriting criteria. For an accurate quote, contact our team.

Coverage & Risks

Know what we protect you from

Comprehensive cover for buyer and country risks across more than 115 countries, plus domestic sales.

Buyer risks

Buyer insolvency or bankruptcy
Default on payment for goods or services
Refusal to take delivery of goods

Learn more →

Country risks

Currency exchange issues and delayed transfers
Import bans and port/customs problems
War, unrest, disasters and pandemics

Learn more →

Broad coverage

More than 115 countries worldwide
Cover for domestic sales within Oman
Up to 85% against non-commercial risks

Learn more →

Spotlight

Latest updates & insights

View all

Exporter's guide

How to choose the right credit insurance policy for your business

A practical comparison of policies by your trade size and target markets.

Risk management

Export risks: what insurance covers and what it doesn't

Understanding buyer and country risks and how to prepare for them before selling.

Financing

How to improve liquidity by discounting export invoices

The role of post-shipment financing and bank partnerships in supporting your cash flow.

* Illustrative titles — to be replaced with real articles once content is ready.

2024Oman hosts the sixth Aman Union meeting 2024Credit Oman participates in the Prague Club meeting in China 2024Participation in the Trade & Credit Risk Insurance Forum in Dubai 2024Part of the Omani trade delegation visiting Turkey

* Examples of Credit Oman events — updated from the news source.

Why credit insurance

A growth tool, not just protection

Essential benefits for any business that sells on credit domestically or exports to global markets.

Identifies and mitigates risks

Identifies buyer risks domestically, and buyer and country risks when exporting, and helps you mitigate them.

Insures your largest working-capital component

Trade receivables are among your largest assets, and insuring them is a key pillar for growth and stability.

Protects your cash flow

When buyers pay late or default, your liquidity stays stable and your business keeps running.

Better borrowing terms

A policy in hand means wider bank facilities and more flexible financing terms.

Ready to trade with confidence and protect your receivables?

Contact the Credit Oman team to find the most suitable policy, or subscribe to receive the latest blog and news.

Phone: (968) 24346666 · info@creditoman.om

We Protect.

We Partner.

We Enable.

Solutions for your business

Large Corporates

SMEs

Exporters

Banks & Financial Institutions

Trade credit insurance policies for every need

Trade Credit Insurance

Multi-Buyer Policy

SME Policy

Advance Payment Insurance

Extended Short-Term Credit

Documentary Credit Insurance Policy (DCIP)

Confirming credits & protecting trade finance

Supporting Omani business for over 30 years

Numbers that tell our story

Get the security you need to trade with confidence

Company or Exporter

Bank or Financial Institution

Know what we protect you from

Buyer risks

Country risks

Broad coverage

Latest updates & insights

How to choose the right credit insurance policy for your business

Export risks: what insurance covers and what it doesn't

How to improve liquidity by discounting export invoices

Our latest posts on Instagram & LinkedIn

A growth tool, not just protection

Identifies and mitigates risks

Insures your largest working-capital component

Protects your cash flow

Better borrowing terms

Ready to trade with confidence and protect your receivables?